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Only for the accounts
1 /6
This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.
Bankinter, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions of Spain. The maximum amount currently guaranteed by this Fund is 100,000 euros per depositor.

Bankinter solutions for inflation

Your shopping, your electricity, your heating... When the going gets tough, who pays for it?

You do. You are doing what you've always done, buying what you've always bought, spending what you've always spent but you are no longer paying what you've always paid. It's called inflation, but let's face it, we all know it's time to make our money stretch further.

We explain it to you step by step: "play"

Thinking about everyone

Our accounts

That give you this return, without any fees and with two additional free accounts2, irrespective of whether you have a salary.

Our accounts

  • Because we think about everyone, those who have a salary, those who don't, pensioners and, of course, the self-employed.
  • Plus, you can have two additional accounts for free, for whatever and whoever you want. whoever you want. 0 % APR
  • And without any fees for any accounts.
To 340 €for the first two years
No fees.
No fees.
5% AER1
the first year and up to
2% AER
the second year.
5% AER1
the first year and up to
2% AER
the second year.

Paga Cómodo3

so you can stop trying to make your money stretch further until you can pay your outgoings comfortably.

Paga Cómodo3

  • Make your first Paga Cómodo before 31.07.22 for free.4 Yes, that's right, at 0% APR.5
  • Choose between 3 and 36 instalments to pay for any expense over €90 that comes out of your account.
  • It could be a transfer, payment for fuel, bills, tax...
  • These could be costs from this month or from the last three months.
  • And you can decide yourself, with no need for authorisations or explanations. You select the expense from your account and that's it.

Young people's mortgage

Someone giving you a helping hand for once. If you are under 36 years old, this is the mortgage for you.

Young people's mortgage

  • Do you still have a lot left to save? Now you can count on up to 90%6 financing for your first home.
  • Would you prefer to make smaller repayments? Then choose our 40-year mortgage.7
  • What is the interest rate? Whatever you prefer: fixed-rate, variable-rate or mixed.

Regular investing

So you keep investing regularly, investing what you can, when you can.

Regular investing

  • Because consistency is more important than quantity.
  • To make it effortless, you can set up automated contributions from €20.
  • You decide the amount that works for you, with no pressure. If you can't make a contribution one month, it doesn't matter.
  • You can start making your regular contributions with any of our investment investment.8
  • Do you need more encouragement? Do it before the end of the year and you can join our promotion9.

Efficient home mortgage

To reward your good decisions.

Efficient home mortgage

  • A mortgage without an arrangement fee9.
  • If you have chosen to buy, build or renovate an energy-efficient home, we won't charge you an arrangement fee. For thinking about yourself, for thinking about everyone.

Capital Advisor

So you can invest like a professional, 100% online and from only €10,000

Capital Advisor

  • Capital Advisor is the first 100% online investment advisor in Spain.
  • You'll be able to create, customise, manage and adapt your portfolio with the tools, proposals and periodic recommendations of our analysis experts, always based on your investment goals.
  • Everything under your control, because we'll accompany you but the decisions – the last word – will be yours.

We cannot prevent your money from taking a hit, but we can help.

Come to Bankinter, it's very, very simple.

Bank switching service.

  • Transfer your accounts, direct debits, funds, pension plans, etc. with just a few “clicks”
  • You also have access to your positions with other banks from our website: an overall picture to help you manage your finances.

And so you should.

According to the well-known report by the consulting firm Álvarez & Marsal:

  • Bankinter came first in the ranking for sustainability and banking performance in 202111.
  • Bankinter heads the ranking of the performance of leading Spanish banks in growth, liquidity, efficiency, risk and solvency for 2021 .

Thinking about companies

If your company wants to opt for European Funds, but does not know where to start, we do.

We will support and advise you throughout the process.

We will do so hand in hand with FI Group, the leading consulting firm in European fund management with more than 20 years of experience.

  • Feasibility analysis, preparation of the project, processing and justification of the aid.
  • And all in the fairest possible way, as we only charge you our administration costs if you are successful.

And we will supplement the grant with the finance you need at each stage.

Specific finance solutions: Next Generation Bankinter.

  • Guarantees to make preparing your grant application easy.
  • Advances of up to 100% of the grant awarded.
  • Personal loans if the grant awarded does not cover the full cost of your project.