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This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.
Bankinter, S.A. is a member of the Deposit Guarantee Fund of Credit Institutions of Spain. The maximum amount currently guaranteed by this fund is €100,000 per depositor.

Bankinter COVID-19 measures

We never forget that behind money, there are always people.

Retail customers

With this the health and economic crisis, we have been taking more and more measures to help mitigate its effects. That is what we've done and how we'll continue to move forward.

Sole-trader customers

Once again, sole traders are among the hardest-hit. We are doing our best to relax the terms and conditions of products that most directly concern you.


Large, medium or small – you and all sole traders are the driving force of our economy. Because we can imagine your worry, we are fully committed to you from now onwards.

Healthcare workers

If you are a doctor, nurse, care assistant, pharmacist... whatever your role in our health system is, you’ve got more than just our daily applause and everlasting thanks.


Being a pioneering bank in innovation has enabled us to respond swiftly to emergency guidelines. But we can't all work from home: customer service in branches, phone banking staff, cleaning services ... they are still there, every day. Our sincere thanks to all of you.


We will continue to rely on your collaboration as our vendors. In view of this exceptional situation, best news we can give you is that we're going to pay you earlier than usual.

And, of course, you.

Because we know that behind your money is your effort, your work.

So whether you have a salary or not, if you're self-employed, a professional or a pensioner, when you become a Bankinter customer and open your account, we won't only waive all fees, including for your credit card, but will help you get better results for your hard work.

Up to 5% AER the first year1 and up to 2% AER the second year. The maximum interest-bearing amount is €5,000.

You can count on Bankinter for many reasons

For solvency

According to the European Central Bank, one of the most solvent banks in Spain.

For profitability

Bankinter is the most profitable bank in Spain and the third most profitable in Europe.

For sustainability

One of the most sustainable banks in the world according to the Dow Jones Sustainability Index.

For gender equality

We are one of the world leaders in gender equality in management positions. Source: European Women on Boards.

Because we were the first internet bank in Spain

Nearly 25 years later, we offer a genuine multi-channel remoting banking service through our website, apps, telephone banking, mobile payments, etc., all while maintaining our physical branches.

For our digital innovation

As pioneers in digital banking, today 93% of our customers use our digital channels.

For cybersecurity

Because our digital platforms continue to lead the way. Source: D-Rating.

For our ATM network

We have the largest ATM network in Spain for free debit card cash withdrawals.

For our commitment to society

The Bankinter Innovation Foundation has the most reputable science and technology think tank in Spain.

For our commitment to our employees

We are proud to be one of the highest rated banks in all employee satisfaction rankings. Source: Top Employers Institute and Merco Talent.