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PAGA CÓMODO

Pay Comfortably with your card even if you haven't paid with it.

Do it with Paga Cómodo, which lets you pay at your own pace transactions your current accounts with a value of €90 or more.

  • You can use Pago Cómodo for payments made from your Bankinter accounts or from accounts at other banks you have in our aggregator.
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And what will you be able to pay comfortably?

  • The bills you have paid by direct debit: car insurance, homeowners' association, schools or the bill from El Corte Inglés.
  • A transfer that you have had to make and that is not convenient for you now, e.g. a rent payment.
  • You will be able to pay your credit card statement in instalments, if the payment method is at the end of the month.
  • Is your card a debit card? Use Paga Cómodo.
  • Another example: split taxes, such as property tax or personal income tax.
  • Or, also, payments you have made through Bizum.

And you can do it yourself, without explanations, from the website or app.

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1. Use the “Paga Cómodo” button

You will find it in your global position, in checking the activity of each of your Bankinter accounts, or of the accounts of other entities that you have included in our aggregator.

2. Select the payments and purchases

Available for payments from €90.

3. Select your card

If you have more than one Bankinter credit card, select which one you want to use.

4. Decide how you want to pay

You can choose the number of monthly instalments, between 3 and 36, or you can choose according to the amount of the instalments with a minimum of €30/monthly instalment.

And that's it!

You pay nothing for the month in which you make the transaction. Your first instalment will be paid the following month. For example, if you decided to use Paga Cómodo on 4 July, you will not pay the first instalment until August.

Do you want to know the cost of paying comfortably?

The Paga Cómodo Service applies a fixed monthly fee depending on the amount you want to pay in instalments and the term you choose. But to give you an idea, here is an example that will help you.

You split a payment of €200

And you choose to use Paga Cómodo by splitting that payment into three instalments.

You would only pay a fee of €1.50/month(1)

Which translated into banking terms would be an APR of 9.40%(2).

The final amount of your purchase:

€204.50. Isn't it worth paying comfortably?