MANAGE OR REJECT COOKIES.
Only for the accounts
This number indicates the product risk, where 1/6 represents the least risk and 6/6 the greatest risk.
Bankinter, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions of Spain. The maximum amount currently guaranteed by this Fund is 100,000 euros per depositor.
Earn up to €340 the first two years and pay zero fees.
Open your online account in 5 easy steps, without visiting a branch.
1Interest-bearing accounts (5%):Valid until 31/12/2021 for new and existing customers; customers must be individuals resident in Spain. To apply for a salary/pension/business account, the customer must have their salary/pension/professional income paid into the account for a minimum amount of €800 per month, and such payments must not be currently paid into another Bankinter account, customers must have not received remuneration for any of the above-mentioned accounts and none of the holders may be or may have been holders of a salary/pension/business account at Bankinter during the 12 months prior to the time the account was opened. Customers who wish to apply for a non-salary account must have never received remuneration for this item and none of the holders may be or may have been a holder of a non-salary account in Bankinter during the 12 months prior to the time the account was opened. Customers may only hold one interest-bearing account and a maximum of two bonus current accounts. For these purposes, an interest-bearing current account means a current account featuring special financial terms and conditions, such as credit cards without any issuance or maintenance fee and no account fees. The maximum interest bearing balance is €5,000. First year: nominal annual interest rate of 4.94% (5% AER). 2nd year: nominal annual interest rate of 1.99% (2% AER). Interest paid every six months. Example for a daily balance in the salary account of €5,000, calculated for a settlement period of 180 days (gross remuneration): 1st six months €121.81, 2nd six months €121.81, 3rd six months €49.07, 4th six months €49.07 To take advantage of and to maintain the benefits of our Salary/Pension/Business Account, you need to maintain the declared level of income and have at least 3 direct debits per quarter. The card linked to the salary account must also be active, which means that you have to use it at least three times per quarter. For the pension account, no purchases with the linked card are required For the Non-Salary account, you must pay at least 10 direct debits per quarter and spend at least €3,000 per year with the card(s) linked to the account.
Desplegar/Plegar texto legal
2Broker account:This only applies to Bankinter Broker trading fees. It does not include fees, taxes or postage. The bonus will be paid as a stock market voucher ('Bono Bolsa') worth €1,000, which will be available the day after you open your securities account. Bankinter fees for any product or broker service, except for Foreign Currency, carried out online or via mobile during the first month will be discounted up to a maximum of €1,000. Promotion valid until 30/09/2021, exclusively for customers that open a securities account and who have never previously held a securities account at Bankinter.
The legal information about the IIC will take precedence in the event of any discrepancy between it and the information set out in this document. The fund manager of the IIC is Bankinter Gestión de Activos, S.A., S.G.I.I.C., located at Calle Marqués de Riscal 11 bis and registered with the CNMV under registration no 55. The fund’s depositary is Bankinter, S.A., located at Paseo de la Castellana 29 and registered with the CNMV under registration no 27.
Bankinter has the solution
We’re here to answer your banking queries and provide you with technical support.